Bridge Loans
ATC Managers' bridge loans are designed to finance immediate opportunities, typically involving commercial properties. These loans serve to "bridge the gap" between a current funding need and a more permanent financing solution. Unlike many bridge loan lenders with lengthy approval and closing processes, we prioritize speed, enabling entrepreneurs to make quick, informed decisions. With interest-only payments for up to three years, our borrowers can maintain cash flow for other expenses, allowing their investments to generate revenue before principal payments are due.
Our bridge loans can be used for purchasing real estate or funding renovation projects while securing long-term financing. These short-term loans have repayment terms ranging from 12 to 36 months. We offer bridge loans for a variety of properties, including hospitality real estate, healthcare facilities, retail stores, restaurants, and more.
General Loan Rates and Terms
Loan Sizes:
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Ranging from $5,000,000 up to $80,000,000+
Fixed Rates:
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Starting at 8.5% APR
Monthly Payment:
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Interest Only
Loan Term Duration:
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6 to 48 months, extensions available
Loan-to-Value (LTV) Rates:
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Up to 85% LTV for commercial properties
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Up to 70% LTV for raw land
Loan-to-Cost (LTC) Rates:
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Up to 90% LTC for construction and renovation projects
After Repair Value (ARV) Rates:
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Up to 70% for fix-and-flip projects
Closing Costs:
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Typically range from 1 - 5 Points, paid by borrower, includes appraisal, legal, and processing fees
Collateral Options:
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Flexible collateral requirements including real estate, equipment, and inventory
Pre-Payment Penalty:
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No additional fees for paying off your loan early
Average Funding Duration:
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10-15 days from application to funding
Service Areas:
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Nation-wide
Let's work together to find the perfect funding solution for you. Fill out our online application today and take the first step towards achieving your financial goals.