C-PACE Financing
Commercial Property Assessed Clean Energy (C-PACE) is a groundbreaking financing tool that empowers property owners and developers to fund energy-efficient upgrades and resilience measures for both new and existing buildings. C-PACE provides low-cost, long-term financing that reduces overall project costs, helping make sustainability accessible and affordable.
ATC Managers C-PACE financing offers an attractive alternative to traditional funding by structuring loans as assessments that are repaid through the property tax bill over 20-30 years. This unique repayment structure means payments align with property tax cycles, providing a budget-friendly solution that supports energy and water efficiency, renewable energy, and resiliency measures like seismic and stormwater upgrades. The financing is fixed-rate, non-recourse, and significantly less costly than mezzanine debt—without covenants and guarantees.
Explore the PACE Eligibility Map to discover where C-PACE financing is available.
General Loan Rates and Terms
Loan Sizes:
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Ranging from $5,000,000 up to $80,000,000+
Fixed Rates:
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Starting at 8.5% APR
Monthly Payment:
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Interest Only
Loan Term Duration:
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6 to 48 months, extensions available
Loan-to-Value (LTV) Rates:
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Up to 85% LTV for commercial properties
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Up to 70% LTV for raw land
Loan-to-Cost (LTC) Rates:
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Up to 90% LTC for construction and renovation projects
After Repair Value (ARV) Rates:
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Up to 70% for fix-and-flip projects
Closing Costs:
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Typically range from 1 - 5 Points, paid by borrower, includes appraisal, legal, and processing fees
Collateral Options:
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Flexible collateral requirements including real estate, equipment, and inventory
Pre-Payment Penalty:
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No additional fees for paying off your loan early
Average Funding Duration:
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10-15 days from application to funding
Service Areas:
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Nation-wide
Let's work together to find the perfect funding solution for you. Fill out our online application today and take the first step towards achieving your financial goals.