FAQ Section

ATC Managers private lending provides loans to borrowers, typically for real estate investments, outside of traditional banking institutions. These loans are often backed by the property as collateral.

ATC Managers private lending is generally more flexible, with faster approval times and fewer stringent requirements compared to traditional bank loans. It is ideal for borrowers who need quick access to funds or who may not meet the strict criteria of traditional lenders.

ATC Managers private lending is beneficial for high-net-worth individuals, real estate investors, developers, property managers, and businesses needing quick and flexible financing options.

ATC Managers offers a variety of loans, including: Commercial/Industrial Loans Acquisition/New Purchase Loans Construction Loans Bridge Loans Fix and Flip Loans Rehab and Refinance Loans If your loan request does not fall into any of these, do reach out as we are open to exploring your scenario.

ATC Managers loan terms can vary widely based on the type of loan, and the borrower's profile. Common terms includes interest rates starting at 9.7% APR, loan-to-value ratios up to 85% for commercial properties and 70% for raw land, amortized repayment schedules, and origination fees associated with the loan.

Our private loans can often be approved much faster than traditional bank loans, sometimes within 10-15 days, depending on the complexity of the transaction and the promptness of the documentation provided.

ATC Managers private loans can only be used for commercial real estate investments. ATC Managers provides customized solutions for various property types.

The required documentation can vary but generally includes property details, borrower’s financial information, credit history, proof of income, and a detailed business plan or project proposal.

Yes, the origination cost is paid upfront, and is due after a commitment letter has been executed. These fees vary based on the type of loan but falls within 1 - 5 points.

ATC Managers assess risk based on factors like the borrower’s creditworthiness, the value and condition of the property, the borrower’s experience in real estate, and the overall market conditions.

If a borrower defaults on a loan, we can foreclose on the property used as collateral to recover the loan amount. The specifics of foreclosure and default are outlined in the loan agreement.

Yes, refinancing options are available for existing loans. Refinancing can help borrowers secure better terms, lower interest rates, or access additional capital.

To get started with ATC Managers, fill out the application form on our website here. We will guide you through the application process and help tailor a financing solution that meets your needs.